A business package insurance provides your business with the necessary property and liability coverages to protect your property/inventory and business liability. Let MIF help you design a specific policy that can cover all of your business needs. The following are some of the important coverages that are available: property, inventory, tenant improvements, liability to others, business interruption, inland marine, ocean marine, data processing equipment and equipment breakdown.
In the State of California Workers Compensation Insurance is required by any business that has one or more employees. Workers Compensation provides your employees with medical care and loss of wages for any employee that sustains an on the job related injury or illness.
A Commercial Umbrella Liability policy is designed to give your company that added protection over and above the primary business automobile and business liability sections of your current policies. You can get 1 to 10 million dollars of additional liability limits.
Employment Practice Liability Insurance or EPLI covers the employer/company for wrongful acts arising during the course of employment. Some of the more common types of employment practice claims are discrimination, wrongful termination and sexual harassment.